Benefits & Enrollment
Information for active clergy and lay employees of the Diocese of Newark. Retired clergy should contact the Diocesan Benefits Administrator directly.
2018 Open Enrollment for active employees
Open Enrollment for 2018 health insurance plans begins on Monday, October 23 and runs through Friday, November 10, 2017. Open Enrollment is the once-a-year opportunity for eligible clergy and lay employees to enroll in or change medical or dental coverage, add or remove eligible dependents, and verify contact information (even if coverage is not changing). It's also a good time to ask any questions about plan changes or about benefits.
For 2018, the six (6) medical insurance plans offered by the Diocese of Newark will be:
- Cigna Open Access Plan In-Network
- Cigna Consumer-Driven Health Plan 20/HSA*
- Anthem BCBS PPO 80/60
- Anthem BCBS Consumer-Driven Health Plan 15/HSA*
- Anthem BCBS Consumer-Driven Health Plan 40/HSA*
- Anthem BCBS Consumer-Driven Health Plan 20/HSA* (new)
*These are high-deductible health plans. To learn more about how they work and their benefits, please visit CDHP/HSA (Consumer-Directed Health Plan /Health Savings Account) on the CPG website. Scroll down and click on the link 2017 CDHP/HSA Benefits - Member Education Webinar (under the heading "Download") to view an educational video about these plans.
If you are considering a new plan you should call the offices of your health providers and ask which plans they accept. Often, you will find out that your physicians have preferences and could save you money. It will take some time, but could be well worth the effort with lower costs. In fact, it’s in everyone’s interest to check with their health providers on preferred plans.
For 2018, you will use the same user name and password you created previously to access your benefits and enrollment information on the MyCPG Accounts webpage. If you have not already created an account on MyCPG Accounts, please do so before Open Enrollment begins. You will need your Client ID number to create an account; if you don't know your Client ID number, please call the CPG Client Services Team at 800-480-9967, Monday-Friday, 8:30 AM-8 PM ET (excluding holidays). Or, email email@example.com.
Not a member and want to enroll?
You will not receive a letter from the Medical Trust, so please contact Leslie Thomas, Diocesan Benefits Administrator, to request an enrollment form and a copy of the Summaries of Benefits and Coverage and other important notices or to ask any questions.
Congregations are required to provide health insurance through the Episcopal Church Medical Trust to all paid clergy and all lay employees scheduled to work 1,500 hours per year (approximately 30 hours per week).*
All eligible clergy and lay employees currently enrolled in one of the Diocesan Health Plans administered through the Medical Trust, will receive by US mail an Open Enrollment packet that outlines the process to choose medical and dental plans for 2017. Letters will be sent directly to members by the Medical Trust, so watch your mail. These letters will contain information and resources to make the selection process easy for you to complete online. Take a few moments to carefully read the entire packet. Remember that Open Enrollment is October 23 - November 10, 2017, for coverage starting January 1, 2018.
Clergy and/or lay employees who are newly eligible and not currently enrolled in a Medical Trust plan will not receive this mailing. To initiate the enrollment process, they should instead contact Leslie Thomas, Diocesan Benefits Administrator, at 973-430-9981 or firstname.lastname@example.org.
Clergy and lay employees who choose to “opt-out” of coverage at the congregational level must certify that comparable alternate coverage is in place through a spouse or alternate employer.
*If you are a clergy person or a lay employee who believes you are eligible for health insurance coverage but it is not being provided, please contact the Benefits Ombudsmen Committee. The committee members are The Rev. Vicky McGrath (email@example.com); John Niles (firstname.lastname@example.org) and Patricia Bradley (email@example.com).