Resources for active clergy and lay employees of the Diocese of Newark. Retired clergy should contact the Diocesan Insurance Coordinator directly.
2017 Open Enrollment for active employees
Open Enrollment for 2017 health insurance plans begins on Monday, October 24 and runs through Wednesday, November 9, 2016. Open Enrollment is the once-a-year opportunity for eligible clergy and lay employees to change their medical and/or dental plan elections and to add or remove eligible dependents. It's also a time when you may have questions about plan changes or about benefits.
In 2017, the six (6) medical insurance plans offered by the Diocese of Newark will be:
- Cigna Open Access Plan In-Network
- Anthem BCBS PPO 70 Silver (new)
- Cigna Consumer-Driven Health Plan 20/HSA*
- Anthem BCBS PPO 80/60
- Anthem BCBS Consumer-Driven Health Plan 15/HSA*
- Anthem BCBS Consumer-Driven Health Plan 40/HSA*
*Formerly known as High Deductible Health Plan (HDHP).
The Aetna National HMO has been dropped by the Medical Trust and will not be offered in 2017. If you are currently enrolled in the Aetna National HMO, you will need to select a new plan for 2017.
Everyone should take the time to review the information about the plans listed on the diocesan website. A comparison chart of the six plans explains the various levels of service, deductibles and cost structures.
If you are considering a new plan, or if your current plan will not be offered for 2017, you should call the offices of your health providers and ask which plans they accept. Often, you will find out that your physicians have preferences and could save you money. It will take some time, but could be well worth the effort with lower costs. In fact, it’s in everyone’s interest to check with their health providers on preferred plans.
Congregations are required to provide health insurance through the Episcopal Church Medical Trust to all paid clergy and all lay employees scheduled to work 1,500 hours per year (approximately 30 hours per week).*
All eligible clergy and lay employees currently enrolled in one of the Diocesan Health Plans administered through the Medical Trust, will receive by US mail an Open Enrollment packet that outlines the process to choose medical and dental plans for 2017. Letters will be sent directly to members by the Medical Trust, so watch your mail. These letters will contain information and resources to make the selection process easy for you to complete online. Take a few moments to carefully read the entire packet. Remember that Open Enrollment is October 24 - November 9, 2016, for coverage starting January 1, 2017.
Clergy and/or lay employees who are newly eligible and not currently enrolled in a Medical Trust plan will not receive this mailing. To initiate the enrollment process, they should instead contact Leslie Thomas, Diocesan Benefits Administrator, at 973-430-9981 or email@example.com.
Clergy and lay employees who choose to “opt-out” of coverage at the congregational level must certify that comparable alternate coverage is in place through a spouse or alternate employer.
*If you are a clergy person or a lay employee who believes you are eligible for health insurance coverage but it is not being provided, please contact the Benefits Ombudsmen Committee. The committee members are The Rev. Vicky McGrath (firstname.lastname@example.org); John Niles (email@example.com) and Patricia Bradley (firstname.lastname@example.org).