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Health Benefits Information for New Members

Health Benefits 101

Choosing a health plan that is right for you and your family means assessing your needs and evaluating your plan options. It's important to pick a plan that provides the coverage that your family needs while keeping your health costs manageable.

In Health Benefits 101, you will review information to consider when selecting a healthcare plan as well as how to be an informed healthcare consumer.

Value-Added Benefits

The healthcare plans offered by the Medical Trust offer value-added benefits for participants.  They include:

Your health plan includes a vision benefit, which offers a free in-network annual eye exam. Eyeglasses and contact lens benefits are also included. For more information, please see Vision Benefits.

Medical Trust health plans include a hearing discount plan, which provides discounts on hearing exams and supplies. For more information, please see Hearing Discounts.

Mental Health/Substance Abuse
All medical plans include mental health benefits for emotional, physical, family and legal needs. For more information, please see Mental Health.

Employee Assistance Program
The Employee Assistance Program (EAP) is a free, confidential, 24-hour service that connects you with counselors to help you with immediate health needs and with assistance for therapy referrals, tips for balancing your personal and professional life, legal consultations, financial services and much more. For more information, please see the Employee Assistance Program.

Health Advocate
Health Advocate is a free, confidential service that can reduce some of the stress and confusion of navigating the healthcare system by helping you understand your diagnoses, secure second opinions, manage health benefit claims and more. For more information, please see Health Advocate.

Travel Medical Assistance
FrontierMEDEX provides emergency medical and travel assistance for Medical Trust plan members traveling at least 100 miles from home, either in the U.S. or abroad. For more information, please see Travel Medical Assistance.



Resource Date: 
Oct 11, 2012